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T. M. Khumri & Co., also makes no warranty that the contents of this web page as well as downloaded files are free from infection by viruses or anything else which has contaminating or destructive properties. No part of this website or the downloaded files shall be reproduced or transmitted to or stored in any other website, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission of T. M. Khumri & Co., Mumbai, India.

The material on this website is for general information purposes only. While every effort has been made to make sure that the information on the site is accurate and complete, any reliance placed upon it is entirely at your own risk. T. M. Khumri & Co. does not accept any liability for loss or damage (whether direct or consequential) which may occur as a result.

The links to other websites are for convenience only, and do not imply affiliation to, or approval by T. M. Khumri & Co., which does not accept any liability in connection with the website.